Having a good understanding of credit scores can help as you manage your finances. The good news is that in addition to a printer-friendly version of the quiz you just took, many resources are available online that provide valuable information. Download the print version of the quiz and visit the sites below to increase your knowledge about credit reports and credit scores.

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CFA and VantageScore Solutions

Consumer Federation of America
VantageScore Solutions

Credit Reporting Companies
The three major national credit reporting companies (CRCs) are: Equifax, Experian and TransUnion. These firms collect information about your borrowing and repayment behavior from lenders and businesses that have extended credit to you. This information is compiled into a credit report. You can obtain a copy of your credit report from each of the three companies for a fee. You are also entitled to a free copy within 60 days of being denied credit from the CRC that supplied the lender with your report.

You may contact each company by clicking their name: 


Free Credit Report Once a Year
Consumers can obtain a free copy of their credit reports once a year from each of the three national credit reporting companies at or by calling 1-877-322-8228.

Several organizations within the federal government make information available about credit reports and credit scores, including the following:

Consumer Financial Protection Bureau (CFPB)
Federal Reserve Board 
Federal Trade Commission